Reverse Pension Planner

Set your retirement income target & pot size — find out what you need to save each year.

← Forward Planner
1) You & saving phase
auto
Minimum pot to sustain Phase 1 income to age 90, using your dual-pot settings.
2) Retirement income
Dual-pot strategy
At retirement, 1 year's income is moved from your growth pot (volatile) into a stable income pot (lower %). Each year the income pot is topped up from the growth pot. If the growth pot can't cover the top-up, it draws from income pot reserves and a shortfall is flagged.
Phase 1 — partial retirement
Phase 2 — full retirement
3) State pension & inflation
Inflation
Required annual contribution
£0
£0 / month
Saving years: 0  |  Total to contribute: £0
£0
Pot at retirement
target: £0
£0
Growth pot (yr 1)
volatile portion
£0
Income pot (yr 1)
stable buffer
£0
Phase 1 monthly
from pot + pension
£0
Phase 2 monthly
from pot + pension
0
Shortfall years
growth pot gaps
Never
Pot depleted at
age depleted
£0
Pot at age 90
estate value

Saving phase — pot growth

■ balance ■ contributions
Pot balance growing from saving start to retirement.

Retirement — dual pot + income

■ growth ■ income ━ withdrawal
Growth pot, income pot, and annual withdrawal across retirement.

Saving phase — yearly

Retirement — yearly